Your shop becomes the bank your village walks to
A customer gives an Aadhaar number and a fingerprint. You hand over cash. No debit card, no PIN, no branch queue — and a commission on every withdrawal.
Everything AEPS lets you offer
All four run off the same Aadhaar authentication, so there is nothing extra to learn once your first withdrawal goes through.
Cash withdrawal
Up to ₹10,000 per transaction from any Aadhaar-linked account. The most used service at every counter, and the one that brings customers back.
Balance enquiry
A customer checks any linked account in seconds. Free for them, and it almost always leads to a withdrawal on the same visit.
Mini statement
The last ten transactions, printed or shown on screen. Useful whenever a pension, subsidy or MGNREGA credit is expected.
Aadhaar Pay
Let a customer pay you for goods straight from their bank account using a fingerprint. Money lands in your settlement account.
A withdrawal takes under a minute
Enter the details
Pick the customer's bank, type the Aadhaar number and the amount they want.
Take consent
The customer confirms on screen that they agree to the Aadhaar authentication.
Scan the finger
An STQC-certified scanner reads the fingerprint. UIDAI verifies it against the bank.
Hand over cash
The amount moves from their account into your wallet. You pay out from your drawer.
Your wallet is debited only after UIDAI returns a success. A failed fingerprint never moves money.
Shared to the customer on SMS
Fast when there is a queue
The screens are built around what an agent actually does, not around a banking form.
- Bank list sorted by what your customers use most
- Works on a ₹5,000 Android phone over a 4G connection
- Retries a weak fingerprint without re-entering anything
- Receipt on screen, on print and on the customer's SMS
- Every transaction searchable by RRN for six years
Scanners that work with MehaiPay
Any STQC-certified, RD-service enabled fingerprint scanner will do. These are the models our agents buy most often.
MehaiPay does not sell devices. Buy from any authorised dealer, register the RD service once, and the app picks it up automatically.
AEPS, answered
Do I need my own bank tie-up to run AEPS?
No. MehaiPay connects to the NPCI AEPS switch through its sponsor bank, and your agent ID sits under that arrangement. You only need a MehaiPay account, a KYC approval and a certified fingerprint scanner.
What happens if money is debited but the fingerprint fails?
A failed authentication never debits the customer. If a transaction is marked success at the bank but you did not pay out, raise a dispute from the transaction screen. NPCI's dispute cycle resolves it, normally within three to five working days, and the amount is reversed to the customer's account.
Can the same customer withdraw more than once a day?
Yes, within the per-day cap. Most banks allow several withdrawals as long as the daily total stays inside ₹50,000 and the individual transaction stays inside ₹10,000. The app shows the remaining limit before you start.
Is my own money at risk when I pay out?
You pay out from your cash drawer only after the app confirms the amount has moved into your wallet. Because the transfer happens before the payout, you are never out of pocket on a successful transaction.
Does AEPS work without internet?
No. Aadhaar authentication is an online call to UIDAI, so a working data connection is required. A basic 4G connection is enough — a single withdrawal moves well under a megabyte.
Which biometric data does MehaiPay store?
None. The fingerprint is encrypted inside the RD service on the scanner itself and travels straight to UIDAI. MehaiPay never sees, stores or transmits raw biometric data. See the privacy policy for detail.
Start paying out cash this week
Free registration, KYC in two to four hours, and your first AEPS withdrawal on the same day your wallet is funded.